Last Updated: 25-08-2026

These Terms & Conditions govern the use of the Yellow Metal Finance website and its online services.

By accessing or using this website, you acknowledge that you have read and agree to these Terms & Conditions.

1. Website Information

The information contained on this website is provided for general informational purposes and should not be regarded as financial, legal, tax or investment advice.

Yellow Metal Finance reserves the right to amend website content, products, services and functionality without prior notice.

2. Finance Applications

Submitting an enquiry or online finance application does not constitute approval or a guarantee that finance will be granted.

All applications remain subject to assessment, applicable credit criteria, affordability requirements, verification processes, supporting documentation and the requirements of the relevant funding provider.

3. 48-Hour Turnaround

References to a 48-hour approval or response period represent Yellow Metal Finance’s service objective once a complete application and all required supporting information have been received.

Actual processing times may vary depending on the complexity of an application, verification requirements, funding partner requirements and other circumstances outside our reasonable control.

4. Funding Partners

Yellow Metal Finance may work with third-party lenders, financial institutions and funding partners in seeking suitable finance solutions for applicants.

Products, interest rates, repayment structures, fees and approval criteria may differ between funding providers and will be subject to the relevant provider’s final terms and conditions.

5. Accuracy of Information

Users are responsible for ensuring that all information and documentation supplied to Yellow Metal Finance is accurate, complete and current.

Providing false, misleading or incomplete information may result in an application being delayed, declined or withdrawn.

6. Intellectual Property

Unless otherwise stated, the content of this website — including text, graphics, branding, design elements, icons and other materials — is owned by or licensed to Yellow Metal Finance and is protected by applicable intellectual property laws.

Content may not be copied, reproduced, distributed or commercially exploited without prior written permission.

7. Third-Party Websites

This website may contain links to external websites or third-party services.

Yellow Metal Finance is not responsible for the content, security, availability or privacy practices of third-party websites.

8. Website Availability

We aim to maintain a reliable and secure website but do not guarantee uninterrupted or error-free availability.

Yellow Metal Finance will not be responsible for interruptions caused by maintenance, technical failures, third-party services or circumstances beyond our reasonable control.

9. Limitation of Liability

To the extent permitted by applicable law, Yellow Metal Finance will not be liable for loss or damage arising solely from reliance on general website information, temporary website unavailability or unauthorised third-party activity beyond our reasonable control.

Nothing in these Terms is intended to exclude or limit any rights or liability that cannot lawfully be excluded.

10. Privacy

Personal information submitted through this website will be processed in accordance with our Privacy Policy and applicable data protection legislation, including POPIA.

11. Applicable Law

These Terms & Conditions are governed by the laws of the Republic of South Africa.

12. Contact

Questions regarding these Terms & Conditions may be directed to:

Yellow Metal Finance
Email: support@ymf.co.za
Telephone: 087 138 8579
Address: Byls Bridge Office Park, Ground Floor, Block C, Building 14, 11 Byls Bridge Boulevard, Centurion, 0157